Group Management Team

Andrés Rubio

President & Chief Executive Officer

Born: 1968

Andrés was appointed acting President and Chief Executive Officer on 21 August 2022 and President and Chief Executive Officer on 18 January 2023. From 2019-2023 he was a member of the Board. Andrés Rubio was previously a Senior Partner and member of the management committee of Apollo Management International LLP as well as Global Co-Head of Morgan Stanley Principal Investments. He has served as Chairman of Altamira Asset Management S.L., Vice Chairman of EVO Banco S.A. and Director of Avant Tarjeta EFC, S.A.L. The Company is aware that the CEO has financial interests and is the Co-Managing Partner IMAN Capital Partners Ltd, the chairman of Crealsa Investments Spain, S.A, Board Member of Acme Intergalactic, Inc (i.e. Blipp Billboards), Board Member of Orbis Health Solutions, Inc and Member of the Investment Committee of Quarza Inversiones. Andrés has a Bachelor of Science in Foreign Service, Georgetown University, Washington D.C., USA.

Own holdings and/or holdings of closely affiliated persons: 56,720

Michael Ladurner

Chief Financial Officer

Born: 1980

Michael Ladurner was appointed Chief Financial Officer of Intrum in 28 January 2021. Michael joined Lindorff in 2016 as Investment Director for Germany and subsequently served as Business Development Director for Portfolio Investments at Intrum from September 2017 to May 2019. Thereafter he was appointed Group Strategy and Analytics Director. Prior to joining Lindorff, Michael was a Director at Bank of America Merrill Lynch in London, focusing on M&A and capital raisings for European financial institutions. He holds a BSc in Economics and Politics from the University of Warwick (UK) and a MSc in Finance from EDHEC (France).

Own holdings and/or holdings of closely affiliated persons: 10,600

Javier Aranguren

Chief Investment Officer

Born: 1976

Javier Aranguren assumed the role as CIO on February 2020. He joined the company in 2011 where he has performed several roles within the Investment organization including Group Investment Director position since 2018. Prior to that, Javier has held various leading positions within the finance sector in companies such as Capital One, GE Money and TDX. Javier holds two Bachelor's degrees in Business Administration and Law at Pontificia Comillas University (ICADE E-3).

Own holdings and/or holdings of closely affiliated persons: 20,000

José Luis Bellosta

Managing Director Spain

Born: 1969

José Luis Bellosta joined Intrum on 1 April 2021. Bellosta has an extensive international experience in the financial sector from Mastercard, Citigroup, Liberbank and Santander. His previous employment was as Managing Director of Aliseda, a company owned by Blackstone and Santander Group focused on management of non-performing loans and real estate assets. Mr. Bellosta has a BSc in Business administration and a MBA from Saint Louis University, Missouri (USA), and a PDD at IESE Business School (Spain).

Own holdings and/or holdings of closely affiliated persons: 2,800

Johan Brodin

Chief Risk Officer

Born: 1968

Johan Brodin joined Intrum in 2011 as Chief Risk Officer (CRO). From 2019 to 2023 he held the position as Chief Technology Officer (CTO) and in February 2023 he resumed the position as Chief Risk Officer. Prior to joining Intrum, he held the position as CRO at SBAB Bank. Johan Brodin has previously held different positions within risk control at Handelsbanken, as well as Management consultant within financial services at KPMG and Oliver Wyman. Mr Brodin holds a M. Sc. in economics from Örebro University.

Own holdings and/or holdings of closely affiliated persons: 17,973

Paul Chong

COO of Ophelos Limited

Born: 1968

Paul joined Intrum and became a GMT member from the acquisition of Ophelos in October 2023. He is co-founder and the COO for Ophelos. Prior to starting Ophelos, Paul has been an executive leader offering more than 20 years of experience in senior management, sales and consultancy for IBM and Natwest. Most recently he held positions as Head of IBM Watson Europe (AI and Intelligence), and Vice President of Strategic Partnerships, IBM Europe. He holds a BSc degree from the University of Surrey, UK in Business.

Own holdings and/or holdings of closely affiliated persons: 0

Per Christofferson

Managing Director Tactical Markets, Special Projects, M&A

Born: 1968

Per Christofferson was appointed Managing Director Tactical Markets (Poland, Hungary, Czech Republic, Slovakia, Romania and Baltics), M&A and Special projects in April 2023. He joined Intrum Justitia in September 2009 as Director of Credit Management Services and between 2012-2017 he was Regional Managing Director Central Europe. Before joining the company he worked 15 years in the consultancy industry including KPMG and Acando, where he held the position as Vice President and Business Area Director. Mr. Christofferson has a M.Sc. from CWRU (Case Western Reserve University) Cleveland, Ohio, and a M.Sc in Engineering from the Institute of Technology in Linköping, Sweden.

Own holdings and/or holdings of closely affiliated persons: 38,501

Anna Fall

Chief Brand & Communications Officer

Born: 1969

Anna Fall joined as Chief Brand & Communications Officer for Intrum in October 2018. Ms Fall has a long background from the financial industry, where she most recently held the position as Head of Communications at Första AP-fonden (The First Swedish National Pension Fund). 2004 - 2016 she was Nordic Head of Marketing & Communications at The Royal Bank of Scotland (RBS) and prior to that, she had different roles at the property leasing company Nordisk Renting and within the real estate and construction company NCC. Anna Fall has a B.Sc. from Uppsala University in Political Science, Business Administration and Communications.

Own holdings and/or holdings of closely affiliated persons: 5,300

Daniel Frick

Chief Information & Technology Officer

Born: 1971

Daniel Frick was appointed Chief Information & Technology Officer (CITO) of Intrum on 30th October 2023. Prior to joining Intrum, Daniel was the CIO of Mölnlycke Healthcare with the responsibility for driving IT transformation and effective IT operations across the organisation globally. He has also been driving digitalisation across the Mölnlycke enterprise focusing on building a solid foundation to support business areas to develop digital solutions and products. Daniel has more than 20 years’ leadership experience within IT and has also worked in other global organisations, such as AstraZeneca and IKEA. He holds a BSc in Information Systems and Systems Analysis from the University of Växjö, Sweden.

Own holdings and/or holdings of closely affiliated persons: 0

Georgios Georgakopoulos

Global Head of Servicing, Managing Director Greece, Interim MD Northern Europe

Born: 1969

George Georgakopoulos joined Intrum in October 2019 and was appointed GMT member in February 2020. He has a long career in financial services and worked in London, where he started at Barclays Group in 1995. George has also worked in Paris and more recently in Eastern Europe and Greece. He was e.g. CEO at Bancpost in Romania and later CEO of digital lender 4Finance. His last position was Executive General Manager at Piraeus Bank. George is a graduate of Athens Law School and holds an MBA from Glasgow University.

Own holdings and/or holdings of closely affiliated persons: 7,305

Amon Ghaiumy

CEO of Ophelos Limited

Born: 1989

Amon Ghaiumy is the Co-founder & CEO at Ophelos and joined Intrum in October 2023. Amon co-founded the technology company Ophelos in 2020 and has been serving as its chief executive officer since. Ophelos was acquired by Intrum in October 2023. Prior to founding Ophelos, Amon was a Director at technology companies Moat, (acquired by Oracle), and ASAPP. Amon has extensive experience in building and scaling high-growth technology companies in the enterprise software industry. He holds a Bachelor of Arts in Economics from Brown University.

Own holdings and/or holdings of closely affiliated persons: 0

Annette Kumlien

Chief Operating Officer

Born: 1965

Annette Kumlien took on the role as Chief Operating Officer in May 2023. Annette has extensive experience from leading roles in listed and non-listed companies with a strong focus on business transformations. Prior to joining Intrum, she was Group Vice President and CFO of Munters. Annette has also held positions as CFO and COO of Diaverum AB and CFO at Höganäs AB and at Pergo AB respectively. She has a Bachelor of Science in Business Administration from the Stockholm School of Economics.

Own holdings and/or holdings of closely affiliated persons: 20,000

Niklas Lundquist

Chief Legal Officer

Born: 1970

Niklas Lundquist joined Intrum Justitia as General Counsel in January 2011. Previous to that, he held the same role at Tradedoubler AB (publ). He also has experience from two prominent law firms and has served at the Swedish courts. Mr Lundquist holds a law degree from Stockholm University.

Own holdings and/or holdings of closely affiliated persons: 12,200

Alberto Marone

Managing Director Middle Europe, Managing Director Italy

Born: 1984

Alberto Marone was appointed Managing Director of Middle Europe (UK, Ireland, Netherlands, Belgium, France, Germany, Austria, Switzerland) in April 2023. He is also the Managing Director of Intrum Italy which includes the joint venture with Intesa Sanpaolo. Alberto joined the company in 2017 as Investment Director for Italy, then serving as Group Investment Director and Italy Head of M&A and Strategy. Prior to joining Intrum, he spent seven years at UBS Investment Bank in London with different roles. He also had previous experiences in private markets investing and asset management. Alberto Marone holds a Bachelor Degree in Finance from Bocconi University (Milan), a MSc from CASS Business School (London) and attended Harvard Business School courses on Innovation.

Own holdings and/or holdings of closely affiliated persons: 3,000

Mohammed Salloum

Chief of Staff, Deputy COO

Born: 1985

Mohammed Salloum assumed the role of Chief of Staff, Deputy COO in November 2023. He joined the company in August 2020 as Group Finance Director and has also had the role of Chief Transformation Officer and Interim COO. Prior to joining Intrum, Mohammed was employed at McKinsey & Company where he specialized in strategy, transformation and finance topics. He has a broad finance and consulting background from companies such as Hemfrid AB, Capgemini Consulting and Volvo Group. Mohammed holds a PhD in performance management and a Bachelor's degree in finance.

Own holdings and/or holdings of closely affiliated persons: 5,649

Chantal Verbeek-Vingerhoed

Chief Human Resources Officer

Born: 1972

Chantal Verbeek-Vingerhoed joined as Chief Human Resources Officer for Intrum in August 2022. She joined from Scotiabank in Toronto, Canada, and prior to that she held various positions at ING both in the Netherlands and the US including such as global HR Business Partner for the COO/CIO domain. Chantal has a master’s degree in organizational and industrial psychology from the Vrije Universiteit Amsterdam.

Own holdings and/or holdings of closely affiliated persons: 4,400