Group Management Team

Presentation of Intrum's Group Management Team. Updated 2024.06.11

Andrés Rubio

President & Chief Executive Officer

Born: 1968

Andrés was appointed acting President and Chief Executive Officer on 21 August 2022 and President and Chief Executive Officer on 18 January 2023. From 2019-2023 he was a member of the Board. Andrés Rubio was previously a Senior Partner and member of the management committee of Apollo Management International LLP as well as Global Co-Head of Morgan Stanley Principal Investments. He has served as Chairman of Altamira Asset Management S.L., Vice Chairman of EVO Banco S.A. and Director of Avant Tarjeta EFC, S.A.L. The Company is aware that the CEO has financial interests and is the Co-Managing Partner IMAN Capital Partners Ltd, the chairman of Crealsa Investments Spain, S.A, Board Member of Acme Intergalactic, Inc (i.e. Blipp Billboards), Board Member of Orbis Health Solutions, Inc and Member of the Investment Committee of Quarza Inversiones. Andrés has a Bachelor of Science in Foreign Service, Georgetown University, Washington D.C., USA.

Own holdings and/or holdings of closely affiliated persons: 661,656


Emil Folkesson

Interim Chief Financial Officer

Born: 1983

Emil Folkesson assumed the role as interim CFO in February 2024. He joined the company in 2016 as Group Treasury Director, he has also had the role as Investor Relations Director and Head of CFO office. Prior to joining Intrum, Emil has served in various leading treasury positions at Scania, as well as financial risk advisory positions at Nordea bank AB. Emil holds a MSc in Business Administration from Jönköping University and a postgraduate diploma in accounting and finance from LSE.

Own holdings and/or holdings of closely affiliated persons: 19,795


Javier Aranguren

Chief Investment Officer

Born: 1976

Javier Aranguren assumed the role as CIO on February 2020. He joined the company in 2011 where he has performed several roles within the Investment organization including Group Investment Director position since 2018. Prior to that, Javier has held various leading positions within the finance sector in companies such as Capital One, GE Money and TDX. Javier holds two Bachelor's degrees in Business Administration and Law at Pontificia Comillas University (ICADE E-3).

Own holdings and/or holdings of closely affiliated persons: 175,549


Johan Brodin

Chief Risk Officer

Born: 1968

Johan Brodin joined Intrum in 2011 as Chief Risk Officer (CRO). From 2019 to 2023 he held the position as Chief Technology Officer (CTO) and in February 2023 he resumed the position as Chief Risk Officer. Prior to joining Intrum, he held the position as CRO at SBAB Bank. Johan Brodin has previously held different positions within risk control at Handelsbanken, as well as Management consultant within financial services at KPMG and Oliver Wyman. Mr Brodin holds a M. Sc. in economics from Örebro University.

Own holdings and/or holdings of closely affiliated persons: 92,442


Paul Chong

COO of Ophelos Limited

Born: 1968

Paul joined Intrum and became a GMT member from the acquisition of Ophelos in October 2023. He is co-founder and the COO for Ophelos. Prior to starting Ophelos, Paul has been an executive leader offering more than 20 years of experience in senior management, sales and consultancy for IBM and Natwest. Most recently he held positions as Head of IBM Watson Europe (AI and Intelligence), and Vice President of Strategic Partnerships, IBM Europe. He holds a BSc degree from the University of Surrey, UK in Business.

Own holdings and/or holdings of closely affiliated persons: 0


Anna Fall

Chief Brand & Communications Officer

Born: 1969

Anna Fall joined as Chief Brand & Communications Officer for Intrum in October 2018. Ms Fall has a long background from the financial industry, where she most recently held the position as Head of Communications at Första AP-fonden (The First Swedish National Pension Fund). 2004 - 2016 she was Nordic Head of Marketing & Communications at The Royal Bank of Scotland (RBS) and prior to that, she had different roles at the property leasing company Nordisk Renting and within the real estate and construction company NCC. Anna Fall has a B.Sc. from Uppsala University in Political Science, Business Administration and Communications.

Own holdings and/or holdings of closely affiliated persons: 5,300


Péter Felfalusi

Managing Director Tactical Markets, Managing Director Intrum Hungary

Born: 1970

Péter Felfalusi was appointed Regional Director for Tactical Markets (Hungary, Slovakia and Czech Republic) 1 April 2024. He joined Intrum Hungary in 2003 as a Sales Director for Consumer Sales and has been Managing Director of Intrum Hungary since 2004. Prior to that he held various finance positions, he started his career as a stock trader then became the Head of Derivatives at OTP Securities Rt., and after that he worked as Finance and Treasury Director at Synergon Informatika Rt. He holds a MSc degree in economics from Corvinus University of Budapest and has three other degrees including an EFFAS international diploma as a Financial Analyst in Investments. Since February 2013 he is a member of the board of MAKISZ (Association of Hungarian CMS Companies and Business Information Providers) and was President of the association between 2013-2019.

Own holdings and/or holdings of closely affiliated persons: 2,800


Daniel Frick

Chief Information & Technology Officer

Born: 1971

Daniel Frick was appointed Chief Information & Technology Officer (CITO) of Intrum on 30th October 2023. Prior to joining Intrum, Daniel was the CIO of Mölnlycke Healthcare with the responsibility for driving IT transformation and effective IT operations across the organisation globally. He has also been driving digitalisation across the Mölnlycke enterprise focusing on building a solid foundation to support business areas to develop digital solutions and products. Daniel has more than 20 years’ leadership experience within IT and has also worked in other global organisations, such as AstraZeneca and IKEA. He holds a BSc in Information Systems and Systems Analysis from the University of Växjö, Sweden.

Own holdings and/or holdings of closely affiliated persons: 55,235


Georgios Georgakopoulos

Global Head of Servicing, Managing Director Intrum Greece

Born: 1969

George Georgakopoulos joined Intrum in October 2019 and was appointed GMT member in February 2020. He has a long career in financial services and worked in London, where he started at Barclays Group in 1995. George has also worked in Paris and more recently in Eastern Europe and Greece. He was e.g. CEO at Bancpost in Romania and later CEO of digital lender 4Finance. His last position was Executive General Manager at Piraeus Bank. George is a graduate of Athens Law School and holds an MBA from Glasgow University.

Own holdings and/or holdings of closely affiliated persons: 188,252


Amon Ghaiumy

CEO of Ophelos Limited

Born: 1989

Amon Ghaiumy is the Co-founder & CEO at Ophelos and joined Intrum in October 2023. Amon co-founded the technology company Ophelos in 2020 and has been serving as its chief executive officer since. Ophelos was acquired by Intrum in October 2023. Prior to founding Ophelos, Amon was a Director at technology companies Moat, (acquired by Oracle), and ASAPP. Amon has extensive experience in building and scaling high-growth technology companies in the enterprise software industry. He holds a Bachelor of Arts in Economics from Brown University.

Own holdings and/or holdings of closely affiliated persons: 0


Thomas Hutter

Managing Director Middle Europe, Managing Director Intrum Switzerland

Born: 1967

Thomas Hutter took on the role as Managing Director of Middle Europe (UK/Ireland, France, Netherlands/Belgium, Germany/Austria and Switzerland) in February 2024. He is also the Managing Director of Intrum Switzerland since 2003. Thomas started 30 years ago as a debt collector in Intrum’s Swiss organization and has held several leading positions since then including regional positions in the DACH- and Central European countries. He has been President of the Swiss Debt Collection association for several years with a clear focus on making debt collection as an important contributor to the business and society.

Own holdings and/or holdings of closely affiliated persons: 180,270


Annette Kumlien

Chief Operating Officer

Born: 1965

Annette Kumlien took on the role as Chief Operating Officer in May 2023. Annette has extensive experience from leading roles in listed and non-listed companies with a strong focus on business transformations. Prior to joining Intrum, she was Group Vice President and CFO of Munters. Annette has also held positions as CFO and COO of Diaverum AB and CFO at Höganäs AB and at Pergo AB respectively. She has a Bachelor of Science in Business Administration from the Stockholm School of Economics.

Own holdings and/or holdings of closely affiliated persons: 137,902


Niklas Lundquist

Chief Legal Officer

Born: 1970

Niklas Lundquist joined Intrum Justitia as General Counsel in January 2011. Previous to that, he held the same role at Tradedoubler AB (publ). He also has experience from two prominent law firms and has served at the Swedish courts. Mr Lundquist holds a law degree from Stockholm University.

Own holdings and/or holdings of closely affiliated persons: 68,277


Santiago Pardo

Head of Investment Management

Born: 1970

Santiago Pardo joined Intrum in May 2024 and took on the role as Head of Investment Management. Santiago has a long and broad background from the international financial industry from companies and institutions such as Goldman Sachs, Deutsche Bank, Ashmore Group, Abraaj Group and most recently at the investment management company Man GLG in the UK. He has worked within different areas throughout his career including International Corporate Finance and M&A, and during recent years he has focused on credit strategies and investments. Santiago has a BBA in Business Administration from Universidad de Los Andes, Bogota, Colombia and also an MBA from Harvard University in Boston, US.

Own holdings and/or holdings of closely affiliated persons: 0


Enrico Risso

Managing Director Intrum Italy

Born: 1973

Enrico Risso took on the role of Managing Director Italy in February 2024. He joined Intrum in 2021 as Operations Director and was appointed General Manager of Intrum Italy in July 2023. Prior joining Intrum, Enrico has held senior management positions in companies such as Michelin, State Street and McKinsey & Company. He holds a degree in Management Engineering from Politecnico in Turin

Own holdings and/or holdings of closely affiliated persons: 3,000


Mohammed Salloum

Chief of Staff, Deputy COO

Born: 1985

Mohammed Salloum assumed the role of Chief of Staff, Deputy COO in November 2023. He joined the company in August 2020 as Group Finance Director and has also had the role of Chief Transformation Officer and Interim COO. Prior to joining Intrum, Mohammed was employed at McKinsey & Company where he specialized in strategy, transformation and finance topics. He has a broad finance and consulting background from companies such as Hemfrid AB, Capgemini Consulting and Volvo Group. Mohammed holds a PhD in performance management and a Bachelor's degree in finance.

Own holdings and/or holdings of closely affiliated persons: 63,978


Tommi Sova

Managing Director Northern Europe, Managing Director Intrum Finland

Born: 1975

Tommi Sova took on the role as Managing Director of Northern Europe (Denmark, Finland, Norway, Sweden and Poland) in January 2024. He is also the Managing Director of Intrum Finland. Tommi’s extended career at Intrum has afforded him comprehensive insights into both the industry as well as client’s and their business environment. He joined Intrum in 2003 and was appointed Managing Director of Intrum Finland in 2010. He also has previous experience of working as a member of the region's management team and coordinating the Baltic region. Tommi holds an MBA degree from Hanken School of Economics in Helsinki and has supplemented his studies with Executive Education at Aalto University and Global Management Program at Insead University Business School of Economics.

Own holdings and/or holdings of closely affiliated persons: 77,283


Enrique Tellado Nogueira

Managing Director Intrum Spain

Born: 1974

Enrique Tellado Nogueira was appointed the Managing Director of Intrum Spain in January 2024. Enrique has more than 25 years of experience in banking and financial services with a special focus on technology, growth strategy, and turnarounds. From 2014 to 2021, he served as the CEO and Board Member of EVO Banco and prior to that, Enrique held leading positions such as CFO and CTO of Grupo IFA, CFO of NCG Banco, and Deputy General Manager of Novacaixagalicia. He has also worked as a consultant at Boston Consulting Group and McKinsey & Company. Enrique is an independent board member of, Ibersys, and BSD Digital, as well as a senior advisor for Plexus Tech. Enrique holds a BSc from CEU San Pablo University in Madrid and studied at the London School of Economics.

Own holdings and/or holdings of closely affiliated persons: 0


Chantal Verbeek-Vingerhoed

Chief Human Resources Officer

Born: 1972

Chantal Verbeek-Vingerhoed joined as Chief Human Resources Officer for Intrum in August 2022. She joined from Scotiabank in Toronto, Canada, and prior to that she held various positions at ING both in the Netherlands and the US including such as global HR Business Partner for the COO/CIO domain. Chantal has a master’s degree in organizational and industrial psychology from the Vrije Universiteit Amsterdam.

Own holdings and/or holdings of closely affiliated persons: 102,584