Sign up to the Lock-up Agreement 

Eligible noteholders can accede to the Lock-up Agreement by following these instructions

We lead the way to a sound economy

We do this by helping individuals get out of debt, providing advice and support on financial issues, and helping companies get paid for the goods and services that they sold. Our employees are part of our bigger cause and play an important role for the financial ecosystem every day.


Meet our people

Our business is built on helping others. We support individuals in overcoming financial difficulties, guiding them toward financial stability. We enable companies to receive timely payments, empowering them to grow, create jobs, and thrive—ultimately benefiting the entire economy.

With a team of 10,000 dedicated employees, we make a difference every day.




We help people back in financial control

We engage with over 250,000 people in debt on a daily basis. Some may have simply forgotten to pay a bill, while others face more substantial financial challenges. Regardless of the situation, we support our clients’ customers in regaining financial control.

As the leading player in credit management, we ensure we treat all individuals ethically and with empathy and respect, setting the standard for our industry.


Meet our clients

We support businesses to thrive

We support 80,000 small and large companies to get paid for services and goods they have sold. As a debt collection agency, we work with your customers to find an affordable repayment plan that suits their current circumstances.

We are at the forefront of credit management, which is underpinned by our sophisticated collections ethos, solutions and advanced technology to maximise results whilst ensuring we reach the right customer outcomes.