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ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBSITE BY INTRUM IN GOOD FAITH AND ARE FOR INFORMATION PURPOSES ONLY.

THE INFORMATION CONTAINED HEREIN IS NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, IN WHOLE OR IN PART, IN OR INTO THE UNITED STATES, AUSTRALIA, BELARUS, CANADA, HONG KONG, JAPAN, NEW ZEALAND, RUSSIA, SINGAPORE, SOUTH AFRICA OR ANY OTHER JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF APPLICABLE LAWS OR REGULATIONS OR REQUIRE REGISTRATION OR OTHER MEASURES.

The information contained in this part of the website and on the pages that follow does not constitute or form part of any offer to sell shares, subscription rights, paid subscribed shares (BTA) or other securities (together “Securities”) or a solicitation of an offer to purchase Securities in any jurisdiction in which such offers or sales are unlawful or require registration or other measures. Securities referred to in this part of the website and on the pages that follow have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the “U.S. Securities Act”), or under any securities laws of any state or other jurisdiction of the United States, and may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act and in accordance with the securities legislation in the relevant state or other jurisdiction of the United States. No public offering of the Securities is being made in the United States. Furthermore, the Securities have not been and will not be registered under the applicable securities laws of Australia, Belarus, Canada, Hong Kong, Japan, New Zealand, Russia, Singapore, South Africa or any other jurisdiction in which it would be unlawful or would require registration or other measures, and therefore may not be offered or sold to or into, or for the account or benefit of any person having a registered address in, or located or resident in Australia, Belarus, Canada, Hong Kong, Japan, New Zealand, Russia, Singapore, South Africa or any other jurisdiction in which it would be unlawful or would require registration or other measures.

Any offer of Securities in any member state of the European Economic Area (the “EEA”) (each a “Member State”) (with the exception of Sweden, Denmark, Finland and Norway) will be made pursuant to an exemption under the Regulation (EU) 2017/1129 (together with any related implementing and delegated regulations, the “Prospectus Regulation”) from the requirement to publish a prospectus for offers of securities. As a consequence, the Securities may only be sold in any Member State pursuant to an exemption under the Prospectus Regulation. This part of the website is directed only at persons in Member States of the EEA (other than Sweden, Denmark, Finland and Norway) who are “qualified investors” within the meaning of Article 2(e) of the Prospectus Regulation (“Qualified Investors”).

Any offer of Securities in the United Kingdom will be made pursuant to an exemption under the Financial Services and Markets Act 2000 (as amended, the “FSMA”) from the requirement to publish a prospectus for offers of shares. As a consequence, the Securities may only be offered and sold in the United Kingdom pursuant to an exemption under the FSMA, including where the offer or sale falls within the exemptions set out in Article 1(4) of the Prospectus Regulation as it forms part of UK domestic law by virtue of the European Union (Withdrawal) Act 2018 (as amended and supplemented from time to time, the “UK Prospectus Regulation”). In the United Kingdom, the materials are being distributed only to, and are directed only at, “qualified investors” within the meaning of Article 2(e) of the UK Prospectus Regulation, (i) who have professional experience in matters relating to investments falling within the definition of “investment professionals” in Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 as amended (the “Order”); (ii) who are high net worth entities or other persons falling within Article 49(2)(a) to (d) of the Order; or (iii) who are other persons to whom it may otherwise lawfully be communicated (all such persons together being referred to as “Relevant Persons”). The Securities in the company are only available to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire such Securities will be engaged in only with, Relevant Persons. Any person who is not a Relevant Person should not act or rely on the information on this part of the website.

Access to the information and documents contained in this part of the website may be illegal in certain jurisdictions, and only certain categories of persons may be authorised to access such information and documents. All persons residing outside of Sweden, Denmark, Finland and Norway who wish to have access to the documents contained herein must first ensure that they are not subject to local laws or regulations that prohibit or restrict their right to access this part of the website, or require registration or approval for any acquisition of Securities by them. No such registration or approval has been or will be obtained outside Sweden, Denmark, Finland and Norway. Intrum assumes no responsibility if there is a violation of applicable law and regulations by any person.

While Intrum believes that the information posted on this part of the website is accurate and complete as of the posted date, and while Intrum may post new information from time to time, Intrum does not assume any obligation to update or correct such information and explicitly disclaims any duty to do so.

If you are not permitted to view the information and documents on this part of the website, or are in any doubt as to whether or not you are permitted to do so, please exit this webpage.

These materials have been made available to you in electronic form. You are reminded that materials transmitted via this website may be altered or changed during the process of electronic transmission and consequently Intrum does not accept any liability or responsibility whatsoever in respect of any difference between the materials distributed to you in electronic format and any hard copy version. By accessing these materials, you consent to receiving them in electronic form. You are responsible for protecting against viruses and other destructive items. Your receipt of these materials via electronic transmission is at your own risk and it is your responsibility to take precautions to ensure that it is free from viruses and other items of a destructive nature.

Confirmation of Understanding

By proceeding to view the information and documents to which this gatepost gives access, you confirm that you (1) have read and understood the information set out above, (2) agree to be bound by these terms and follow all restrictions, (3) are permitted under applicable law and regulation to proceed to the following parts of this website without the company being required to take further actions, (4) agree that you will not transmit or otherwise send any information contained in this part of the website to any person in the United States or to publications with a general circulation in the United States, and that you:

• are resident and physically present outside the United States, Australia, Belarus, Canada, Hong Kong, Japan, New Zealand, Russia, Singapore, South Africa or any other jurisdiction where the offer or sale of the Securities is not permitted;
• are not resident or physically present in any Member State, with the exception of Sweden, Denmark, Finland and Norway unless you are a Qualified Investor; and
• are a Relevant Person if you are a resident or physically present in the United Kingdom.