‹ Insights

Practical guides for smarter business finance

From credit management to debt collection — expert insights to help your business get paid faster and grow with confidence

Featured

What is cash flow, and why does it matter for your business?

Late payments tying up your cash? Learn how to forecast cash flow, tighten credit discipline, and recover working capital.

Definitions explained

What is credit risk management — and why does it matter for B2B?

How B2B finance teams use credit risk management to protect cash flow, reduce write-offs, and make earlier decisions on customer exposure.

Definitions explained

In-house collections vs. outsourced collections: pros and cons

Should the collections process sit inside the business, or be handled by a specialist partner – a guide.

Debt collection

Explore more topics

Corporate indebtedness in Europe

Corporate indebtedness in Europe has become a critical concern as economic pressures push insolvency rates higher. With businesses facing mounting challenges from inflation, supply chain disruptions, and rising interest rates, understanding how these factors interplay is key to navigating the uncertain road ahead.

Financial outlook

Payment trends

2024: €10.5 trillion oustanding receivables

European businesses estimate that they are owed a staggering €10.5 trillion in receivables, an amount close to the combined GDP of France, Germany, and the UK. As this sum grows, the risk of late or unpaid invoices increases, putting significant pressure on businesses' cash flow, liquidity, and potential for future growth.

Financial outlook

Payment trends

AI's growing role in credit management

As AI continues to evolve, European businesses are increasingly turning to artificial intelligence to enhance credit management and improve payment processes. According to the European Payment Report 2024, businesses see AI as an essential tool in handling the complexities of late payments and fraud detection, but there are also significant risks involved.

Payment trends

Automation

European payment behaviour differs across income groups and generations

Data from the European Consumer Payment Report 2025 shows that payment behaviour across Europe varies significantly between income groups and generations. While a growing share of consumers report paying their bills on time, important differences remain when the data is viewed across the population.

Payment trends

Intrum's expert publications

Pan-European analysis and economic data

See all our publications here

Practical guides for smarter business finance

Featured

What is cash flow, and why does it matter for your business?

What is credit risk management — and why does it matter for B2B?

In-house collections vs. outsourced collections: pros and cons

Most read guides and articles

How do you handle a customer who doesn’t pay?

In-house collections vs. outsourced collections: pros and cons

What is cash flow, and why does it matter for your business?

Explore more topics

Corporate indebtedness in Europe

2024: €10.5 trillion oustanding receivables

AI's growing role in credit management

European payment behaviour differs across income groups and generations

Intrum's expert publications